Mortgages
First Time Buyers
Buying your first home is one of the biggest financial decisions you will ever make. Before you decide on your new home it is important that you do your homework on all the cost involved in buying your first property and most importantly, how much your mortgage and its associated products will cost you on a monthly basis. We will also be able to advise you on the amount of Tax Relief you will receive on your mortgage and any other relevant taxation issues.
Mortgage Centre Sligo will assess how much you can afford and submit your application to the Mortgage Providers we feel best suits your requirements. We will also advise you on all the different types of mortgages available (Capital and Interest, Interest only etc) and the choice of mortgage products available (fixed retes, variable rates, split mortgages etc) in the Irish mortgage market.
To find out more please contact us or apply today.
Commercial Mortgages and Investments Ireland
At Mortgage Centre Sligo our staff have over 18 years experience in arranging Commercial Mortgages in Ireland . We have strong understanding of the Irish commercial property market and understanding the needs of business customers and private investors alike.
Our areas of expertise include: |
• Office
• Retail
• Residential Development
• UK Investment
• Industrial
• Pubs / Hotels / Guesthouses |
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Finance of up to 85% can be raised (100% if other security is included) on a Capital and Interest or Interest only repayment with terms of up to 25 years available.
Remortgage your Property
With Mortgage Centre Sligo Remortgage package you can consolidate your existing mortgage together with all existing car loans, personal loans, credit union loans, overdraft and credit card bills and have just one monthly repayment at the lowest home loan rates available.
You can also use the equity (the difference between the current value of your house and the amount you owe on it) in your property to raise funds for a variety of reasons. Some people use their equity to raise funds to carry out home improvements others to purchase a holiday home or investment property. Most lenders in Ireland will now allow you raise finance on your property for any reason once it is legitimate and legal.
10 Steps To Owning Your Own Property |
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| 1) |
Contact Mortgage Centre Sligo. We will send you your mortgage documentation. |
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| 2) |
Return any documentation requested to Mortgage Centre Sligo e.g P60, salary slips, bank statements |
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| 3) |
Await Approval in Principle for the amount you wish to borrow |
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| 4) |
Choose your solicitor |
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Mortgage Centre Sligo will arrange a valuation on the property you wish to purchase |
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| 6) |
Mortgage Centre Sligo will arrange for a formal Letter of Offer to issue to your solicitor. We will meet / contact you to discuss the offer in detail |
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Mortgage Centre Sligo will arrange your home insurance and life assurance, both these policies will be assigned to the mortgage provider as security for the loan. |
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| 8) |
Sign contracts with your solicitor. |
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| 9) |
Await your choice of Lender to issue your loan cheque. |
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| 10) |
Recieve the keys to your new home |
Mortgage Centre Sligo will also arrange loans
for customers
who have had credit difficulties in the past.
We stay with you all the way!
Why not give John or David a call to see what we can do for you?
FREEPHONE 1800 44 28 28
| WARNING: THIS NEW LOAN MAY TAKE LONGER TO PAY OFF THAN YOUR PREVIOUS LOANS. THIS MEANS YOU MAY PAY MORE THAN IF YOU PAID OVER A SHORTER TERM. |
WARNING: PURCHASING THIS PRODUCT MAY NEGATIVELY IMPACT ON YOUR ABILITY TO FUND FUTURE NEEDS. |
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